lojoolodo

In a previous post, I shared my thoughts after reading  “Minimum Economic Topics”  by Hong Chun-Wook. While the book paints a cautious picture of China’s economic slowdown and structural challenges, I came away believing that Chinese equities remain undervalued compared to markets like the US and India. In particular, China's major technology companies still offer compelling valuations and play a significant role in the global economy. The previous post is linked below ⬇️ Book Review : Hong Chun-Wook   China Stock Market Valuation That said, I’ve set some criteria for investing in Chinese stocks: Companies benefiting from government policy support Participation in AI and next-generation technologies Global competitiveness in their respective industries While searching for an ETF that matches these standards, I discovered the DRAG ETF, listed on the U.S. stock market. This fund provides a concentrated portfolio of a few of China’s leading tech firms , aligning pe...

 Recently, while reading Hong Chun-wook’s Economic Topics , I explored the structural weakness of China's economy. The author presented a negative outlook on Chinese investments, citing demographic shifts and the urban-rural divide.  Book Review Link However, I see it differently. The FXI, a prominent Chinese large-cap ETF, has risen by about 20% this year , and global giants like Tencent, Alibaba, and Xiaomi continue their steady growth despite U.S.-China trade tensions and economic slowdowns. These companies hold significant global influence, and avoiding Chinese stocks solely due to market concerns may not be a prudent choice. Hence, I believe that instead of outright avoiding Chinese stocks, investors should focus on valuation to identify opportunities . China vs. U.S.: Valuation Comparison A key metric for stock market valuation is the P/E ratio (price-to-earnings ratio) , which represents how much investors are willing to pay per unit of corporate earnings. A higher P/...

  This book provides clear and accessible explanations of economic and international political issues that many people have wondered about at least once. Why is China facing deflation? Why do Israel and Iran engage in continuous conflict? Why do Brazilian bonds maintain high interest rates? Through these questions, the book delivers key insights into international economics and investment strategies , helping readers understand the global economic landscape . A New Economic Paradigm The book explains that the 21st century operates under a different economic paradigm compared to the 20th century. Since the 2008 global financial crisis , the world has entered an era of low growth and low inflation , leading to a surge in anti-immigration and anti-globalization sentiments .  Economic stagnation made it harder for people to maintain their livelihoods, while an influx of low-wage immigrant workers increased competition for jobs and exacerbated security concerns in some regio...

Concerns over U.S. fiscal instability and global economic uncertainty have intensified demand for safe-haven assets, leading to a surge in investment in both gold and silver. In addition, the recent Iran-Israel conflict has heightened geopolitical risks, increasing the likelihood that the upward trend in crude oil and other commodities will persist for some time. On April 12, silver futures for July delivery on the New York Mercantile Exchange (COMEX) soared to $36.46 per troy ounce , marking a 24.6% increase since the beginning of the year. This surge is largely attributed to growing concerns about global trade disputes, the weakening of the U.S. dollar, and the declining value of U.S. Treasury securities, which have driven investors towards safe-haven assets. Historically, periods of geopolitical instability such as trade conflicts and wars have strengthened the U.S. dollar and Treasury bonds, but mounting risks associated with the U.S. government’s debt default and economic slowdo...

In the past, understanding biological information, including DNA, required extensive time and effort. However, with advancements in DNA sequencing, AI, and single-cell genomics , the ability to analyze biological processes has improved dramatically . These genomic technologies enable personalized medicine , revolutionizing drug discovery and reshaping the medical industry. ARKG ETF invests in companies leading this genomic revolution , focusing on businesses that drive the future of healthcare innovation. ARK Investment Opportunity Report ETF Overview ETF Name : ARK Genomic Revolution ETF Ticker : ARKG Market Capitalization : $976.7 million (₩1.3 trillion, as of 25/6/13) Net Asset Value (NAV) : $23.47 (as of 25/6/13) Trading Volume : 3,782,685 shares (as of 25/6/13) Annual Expense Ratio : 0.75% Investment Strategy ARKG ETF focuses on companies driving genomic technology innovation , investing in the expanding markets of genomics analysis and drug development . The ETF...

  Over nearly 30 years of work, retirement funds gradually accumulate. However, simply saving them is not enough. Retirement pensions are essential for securing post-retirement finances, and effectively managing them is crucial . According to a report from the Financial Supervisory Service, South Korea’s retirement pension reserves surpassed KRW 400 trillion in 2024, with an average annual return of 4.8% . How are others managing their retirement pensions? Where does my retirement pension return rate rank among the top percentiles? Changes in South Korea’s Retirement Pension Market and Investment Strategies As of the end of 2024, South Korea’s retirement pension reserves totaled KRW 431.7 trillion , reflecting a 12.9% increase year-over-year . Particularly, investments in performance-based financial products like funds and ETFs amounted to KRW 75.2 trillion , accounting for 17.4% of total reserves , with a 53.3% increase from the previous year. Types of Retirement Pension Pl...

Recently, Microsoft (MSFT) reached its highest stock price in a year , maintaining a steady upward trend. While other stocks in the Magnificent Seven (M7) group have seen negative returns, Microsoft has quietly but consistently climbed higher. Since the beginning of the year, MSFT has increased 13.6%, making it the second-best performing Big Tech stock after Meta (META). Key Driver of MSFT's Stock Growth – Azure's Dominance in the Cloud Market Microsoft's stock surge is not merely due to market sentiment but rather the company's strengthened position in the cloud industry . Azure, Microsoft's cloud platform, has been rapidly increasing its market share and closing the gap with AWS , its biggest competitor. In Q1 2025 , the global cloud market share stood at: Amazon AWS: 32% (still leading) Microsoft Azure: 23% (expanding rapidly) Google Cloud (GCP): 12% (growing but trailing) Azure's cloud revenue grew 33% year-over-year , regaining a 30% growth rat...