The U.S. healthcare industry is evolving rapidly, influenced by policy changes and technological innovation. The restructuring of healthcare under the Trump administration, along with the expansion of Health Services & Technology (HST) and Specialty Pharmacies , are key developments shaping the market. 1. Overview of the U.S. Healthcare System Unlike South Korea, the U.S. does not have a universal national health insurance system . Instead, it operates on a private insurance-driven healthcare model. Healthcare costs in the U.S. are among the highest in the world, and without insurance, patients face exorbitant medical expenses. As a result, private health insurance is essential, and many companies offer employee benefits that include health coverage. This has led to a highly competitive and active private insurance market . As of 2023, 17.6% of the U.S. population is aged 65 or older , and the average life expectancy is 79.3 years . Meanwhile, the mortality rate has decli...