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Silver Over Gold? Understanding the Surge in Silver Prices and Investment Strategies

Concerns over U.S. fiscal instability and global economic uncertainty have intensified demand for safe-haven assets, leading to a surge in investment in both gold and silver. In addition, the recent Iran-Israel conflict has heightened geopolitical risks, increasing the likelihood that the upward trend in crude oil and other commodities will persist for some time.


On April 12, silver futures for July delivery on the New York Mercantile Exchange (COMEX) soared to $36.46 per troy ounce, marking a 24.6% increase since the beginning of the year. This surge is largely attributed to growing concerns about global trade disputes, the weakening of the U.S. dollar, and the declining value of U.S. Treasury securities, which have driven investors towards safe-haven assets. Historically, periods of geopolitical instability such as trade conflicts and wars have strengthened the U.S. dollar and Treasury bonds, but mounting risks associated with the U.S. government’s debt default and economic slowdown appear to be redirecting capital toward physical assets that are not tied to any single country.


The Gold/Silver Ratio, which indicates the amount of silver required to purchase one ounce of gold, rose to 105.5 by the end of April. This suggests that silver is either undervalued or gold is overvalued. As silver prices remained relatively low compared to gold, investor interest in silver surged, further accelerating its price rise.


There are several ways to invest in silver, including silver banking accounts, SLV ETFs, domestic silver ETFs, and silver bars. With the recent rise in silver prices, South Korea’s Shinhan Bank’s silver banking balance surpassed 62.7 billion KRW, representing a 40.8% increase year-over-year. Additionally, Korean domestic silver ETFs have reported 19% returns, reflecting strong market performance.


However, commodity investments are inherently risky and require caution. Silver is a hybrid asset, functioning both as a gold alternative, an inflation hedge, and a key industrial material (used in solar panels and battery technologies). This mix of characteristics makes silver highly volatile. Investors should closely monitor global economic conditions and commodity price trends to formulate informed investment strategies.

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